ABOUT US
About Principal
Business Finance
People behind your progress.
Commercial finance with a team who takes the time to understand your business and where you want to take it.
BASED IN NORTHAMPTONSHIRE
Who We Are
Local roots.
Supporting businesses across the UK.
Principal Business Finance Limited is an independent commercial finance brokerage based in Northamptonshire. We work with UK business owners to arrange funding for day-to-day needs, new equipment and the next stage of growth.
We listen to your requirements, gather the information providers need and coordinate your application. Our panel covers business loans, asset finance, invoice facilities and commercial property funding.
You stay informed as your enquiry progresses. Finance providers assess each application and make their own lending decisions. We are a credit broker, not a lender.
THE PEOPLE BEHIND THE PROCESS
Meet the People Behind PBF
James Bremridge
Director, Principal Business Finance Limited
James has over a decade of experience in the financial sector and became a director of Principal Business Finance in November 2022.
He has worked with business owners, suppliers and finance providers on requirements ranging from vehicles and machinery to cashflow and expansion.
At PBF, James brings a practical, approachable style to each enquiry. He focuses on understanding the plans behind the numbers and building relationships that continue beyond a single transaction.
SERVICE THAT PUTS PEOPLE FIRST
What You Can Expect
Prompt updates
Know what happens next and what information is needed.
Choice of providers
Different products and structures from our finance panel.
Time to listen
Your ambitions and circumstances guide the conversation.
Practical experience
A team familiar with a range of commercial funding requirements.
Help with the details
We coordinate applications and keep the process moving.
Customer experiences
What Our Customers Say
FUNDING FOR THE WAY YOUR BUSINESS WORKS
Funding for Your Next Step
Find out more about the products we arrange.
Government Growth Scheme (GGS)
Government-backed funding through the Growth Guarantee Scheme, subject to eligibility and lender approval. Your business remains responsible for repayment.
Business Loans
Funding for working capital, investment and growth, with secured and unsecured structures.
Asset & Equipment Finance
Spread the cost of business equipment through hire purchase and finance lease arrangements.
Invoice Finance
Explore facilities that release working capital against eligible unpaid business invoices.
Working Capital & Revolving Credit
Explore flexible access to working capital through a revolving credit facility.
Commercial Property Finance
Explore funding for purchasing or refinancing commercial premises.
Vehicle & Fleet Finance
Arrange finance for business cars, vans and commercial vehicles.
FROM ENQUIRY TO COMPLETION
A Straightforward Funding Process
Enquiry
Share your funding needs and plans.
Application
We prepare the information and approach relevant providers.
Completion
Funding is released subject to lender approval, documentation and agreed terms.
Plan before you enquire
Explore Potential Loan Repayments
Change the amount, term and illustrative APR to compare borrowing scenarios.
Questions about business finance?
Our FAQs explain common products, terms and application requirements in plain English.
Calculator results are illustrative only and do not constitute a quotation, approval or guarantee of funding.
LET’S START A CONVERSATION
Tell Us What Your Business Needs
Start with a conversation about your requirements and the options we can explore.