Get an instant illustration of what your business loan repayments could look like.
Illustrative only. This calculator does not provide a finance quotation. Choose your business type, illustrative APR, amount and term.
Trading history can affect the products and pricing available.
Move the slider to explore repayments at different illustrative rates. Selecting a rate does not mean it is available to you. Actual rates and available finance depend on the finance provider’s assessment of your business and circumstances.
Estimated monthly repayment
per month · illustrative only
Established Business · 8% illustrative APR · £50,000 · 36 months
Teal: amount borrowed · Dark blue: estimated interest
Using this calculator does not perform a credit search.
Illustrative example only. Calculations use PBF’s selected illustrative rate assumptions and do not constitute a quotation, offer of finance, credit approval or indication that you will qualify for the rate shown. Actual rates, repayments, fees, terms and funding available depend on the finance provider’s assessment of your business and circumstances. Other fees may apply. Estimates assume equal monthly capital-and-interest repayments using the annual illustrative rate divided by 12 and exclude fees. Principal Business Finance Limited is a credit broker, not a lender.
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Your calculator selections, including your illustrative APR, are copied into the amount and additional information fields. Please add your contact details and the purpose of your funding.
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How are business loan repayments calculated?
This calculator estimates equal monthly capital-and-interest repayments. Actual repayments may depend on the amount borrowed, loan term, interest rate, fees, trading history, business performance, credit profile and finance provider.
New Start vs Established Business Finance
Established businesses may have access to different providers, rates and funding structures because of their longer trading history. Funding may also be available to new starts. Being a new start does not automatically mean having poor credit.
What can a business loan be used for?
Finance can support working capital, stock, equipment, vehicles, recruitment, marketing, expansion, refurbishment, technology, contract mobilisation, tax liabilities and business growth, subject to the provider’s criteria.
Why Principal Business Finance?
A wide panel of finance providers, fast and flexible funding, personal service and five-star service. Our team supports you from enquiry through to completion.