Principal Business Finance
Secured Business Loans
Explore business funding supported by property security.
The essentials
Secured Business Loans explained
A secured business loan uses an eligible property as security. This may provide access to different amounts, repayment terms and pricing compared with unsecured borrowing, depending on the lender and your circumstances.
Access property equity
Raise business capital against eligible residential, commercial or investment property.
Consider longer terms
Some facilities offer longer repayment periods, subject to affordability and lender criteria.
Support larger projects
Explore funding for growth, acquisitions, refinancing or working capital.
First and second charge finance
A first charge generally gives the lender priority over the property. A second charge may allow additional borrowing where a mortgage already exists, subject to sufficient equity, lender criteria and any required consent.
Available funding depends on the property valuation, existing charges, business performance and affordability. The property used as security may be repossessed if repayments are not maintained.
Why Principal Business Finance?
Practical support from your first conversation through to completion.
A wide provider panel
We explore relevant commercial finance providers around your requirement.
Personal communication
A member of our team supports your enquiry and keeps you informed.
Support through completion
We coordinate the application and information needed as your enquiry progresses.
Customer experiences
What Our Customers Say
Explore related options
Commercial Mortgages
Business Loans
Merger & Acquisition Funding
Your next step
Let’s talk about your requirements.
Share your plans and our team will explore the funding options with you.
Finance is subject to the provider’s assessment and approval. Rates, fees, terms and security requirements vary. Principal Business Finance Limited is a credit broker, not a lender.